/* ============================================================
   BuyBorrow Advantage™ — design system
   Ground: settlement statement / closing table.
   Display: Fraunces  ·  Body: IBM Plex Sans  ·  Data: IBM Plex Mono
   ============================================================ */

:root{
  --ground:#EFF1EA;
  --surface:#FCFCFB;
  --surface-2:#F4F6EF;
  --ink:#101B15;
  --ink-2:#3B4C43;
  --muted:#66786C;
  --rule:#D7DED1;
  --rule-strong:#BCC6B7;
  --brand:#1C4635;
  --brand-2:#2F8158;
  --brass:#8F6D18;
  --brass-line:#C9A94A;
  --flag:#9B3F2B;
  --series-trad:#B08829;
  --series-adv:#2F8158;
  --focus:#2F8158;

  /* Payment components — validated categorical, light. Order is fixed. */
  --c-pi:#2F8158; --c-tax:#B08829; --c-ins:#0080A0; --c-mi:#B2532E; --c-hoa:#7048C4;

  --f-display:"Fraunces",Georgia,"Times New Roman",serif;
  --f-body:"IBM Plex Sans","Helvetica Neue",Arial,sans-serif;
  --f-mono:"IBM Plex Mono","SFMono-Regular",Menlo,Consolas,monospace;

  --step--1:0.8125rem;
  --step-0:1rem;
  --step-1:1.125rem;
  --step-2:1.375rem;
  --step-3:1.75rem;
  --step-4:2.25rem;
  --step-5:3rem;
  --step-6:3.9rem;

  --gap:1.5rem;
  --pad:clamp(1.1rem,3vw,1.75rem);
  --wrap:1180px;
  --radius:4px;
  color-scheme:light;
}

@media (prefers-color-scheme: dark){
  :root:not([data-theme="light"]){
    color-scheme:dark;
    --ground:#0D1611;
    --surface:#141F19;
    --surface-2:#1A2720;
    --ink:#E8EFE7;
    --ink-2:#B3C2B7;
    --muted:#87998B;
    --rule:#26362C;
    --rule-strong:#3A4E42;
    --brand:#7FC4A3;
    --brand-2:#5CB78F;
    --brass:#D9AC45;
    --brass-line:#7A6224;
    --flag:#D5836C;
    --series-trad:#B87A22;
    --series-adv:#2FA47D;
    --focus:#5CB78F;
  --c-pi:#2FA47D; --c-tax:#B87A22; --c-ins:#0FA0C2; --c-mi:#C86A42; --c-hoa:#9E6EE8;
  }
}
:root[data-theme="dark"]{
  color-scheme:dark;
  --ground:#0D1611;
  --surface:#141F19;
  --surface-2:#1A2720;
  --ink:#E8EFE7;
  --ink-2:#B3C2B7;
  --muted:#87998B;
  --rule:#26362C;
  --rule-strong:#3A4E42;
  --brand:#7FC4A3;
  --brand-2:#5CB78F;
  --brass:#D9AC45;
  --brass-line:#7A6224;
  --flag:#D5836C;
  --series-trad:#B87A22;
  --series-adv:#2FA47D;
  --focus:#5CB78F;
  --c-pi:#2FA47D; --c-tax:#B87A22; --c-ins:#0FA0C2; --c-mi:#C86A42; --c-hoa:#9E6EE8;
}

*,*::before,*::after{box-sizing:border-box}
[hidden]{display:none !important}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
@media (prefers-reduced-motion: reduce){
  html{scroll-behavior:auto}
  *{animation-duration:.01ms !important;transition-duration:.01ms !important}
}

body{
  margin:0;
  background:var(--ground);
  color:var(--ink);
  font-family:var(--f-body);
  font-size:var(--step-0);
  line-height:1.6;
  font-feature-settings:"kern" 1;
}

.wrap{width:100%;max-width:var(--wrap);margin-inline:auto;padding-inline:clamp(1rem,4vw,2rem)}
.wrap-narrow{max-width:760px}

h1,h2,h3,h4{font-family:var(--f-display);font-weight:600;line-height:1.1;text-wrap:balance;margin:0;
  font-variation-settings:"SOFT" 0,"WONK" 0,"opsz" 40}
h1{font-size:clamp(2.25rem,5.2vw,var(--step-6));letter-spacing:-0.02em}
h2{font-size:clamp(1.6rem,3.4vw,var(--step-4));letter-spacing:-0.015em}
h3{font-size:var(--step-2);letter-spacing:-0.01em}
h4{font-size:var(--step-1)}
p{margin:0}
a{color:inherit;text-decoration-color:var(--brass-line);text-underline-offset:3px}
a:hover{text-decoration-color:currentColor}
:focus-visible{outline:2px solid var(--focus);outline-offset:2px;border-radius:2px}

.eyebrow{
  font-family:var(--f-mono);font-size:0.6875rem;font-weight:500;
  letter-spacing:.14em;text-transform:uppercase;color:var(--brass);
  display:flex;align-items:center;gap:.65rem;
}
.eyebrow::after{content:"";flex:1;height:1px;background:var(--brass-line);opacity:.55}
.eyebrow--plain::after{display:none}

.lede{font-size:var(--step-1);color:var(--ink-2);max-width:62ch;line-height:1.65}
.small{font-size:var(--step--1);color:var(--muted)}
.mono{font-family:var(--f-mono);font-variant-numeric:tabular-nums}
.num{font-family:var(--f-mono);font-variant-numeric:tabular-nums;letter-spacing:-0.02em}

/* ---------- masthead ---------- */
.masthead{border-bottom:1px solid var(--rule);background:var(--surface);position:sticky;top:0;z-index:50}
.masthead__in{display:flex;align-items:center;gap:1.25rem;min-height:68px;padding-block:.6rem}
.logo{display:flex;flex-direction:column;line-height:1.05;text-decoration:none;flex:0 0 auto}
.logo__a{font-family:var(--f-mono);font-size:.72rem;letter-spacing:.2em;text-transform:uppercase;color:var(--brass)}
.logo__b{font-family:var(--f-display);font-size:1.18rem;font-weight:600;letter-spacing:-0.01em;color:var(--ink)}
.nav{margin-left:auto;display:flex;align-items:center;gap:1.35rem;flex-wrap:wrap}
.nav a{font-size:.875rem;color:var(--ink-2);text-decoration:none}
.nav a:hover,.nav a[aria-current="page"]{color:var(--ink);text-decoration:underline;text-decoration-color:var(--brass-line)}
@media (max-width:900px){
  .masthead{position:static}
  .masthead__in{flex-wrap:wrap;gap:.75rem}
  .nav{margin-left:0;width:100%;min-width:0;gap:1rem;flex-wrap:nowrap;overflow-x:auto;padding-bottom:.4rem;
       scrollbar-width:thin;-webkit-overflow-scrolling:touch}
  .nav a{white-space:nowrap;flex:0 0 auto}
  .nav a.btn{order:-1;margin-right:.25rem}
}

.btn{
  display:inline-flex;align-items:center;gap:.5rem;
  font-family:var(--f-mono);font-size:.78rem;font-weight:500;letter-spacing:.09em;text-transform:uppercase;
  padding:.72rem 1.15rem;border-radius:var(--radius);border:1px solid transparent;
  background:var(--brand);color:var(--surface);text-decoration:none;cursor:pointer;
  transition:transform .12s ease, filter .12s ease;
}
.btn:hover{filter:brightness(1.08);transform:translateY(-1px)}
.btn--ghost{background:transparent;color:var(--ink);border-color:var(--rule-strong)}
.btn--ghost:hover{border-color:var(--brass-line);filter:none}
.btn--lg{padding:.9rem 1.5rem;font-size:.82rem}
.nav a.btn{color:var(--surface);text-decoration:none}
.nav a.btn:hover{color:var(--surface);text-decoration:none}

/* ---------- sections ---------- */
.section{padding-block:clamp(3rem,7vw,5.5rem)}
.section--tight{padding-block:clamp(2rem,4vw,3rem)}
.section--surface{background:var(--surface);border-block:1px solid var(--rule)}
.stack{display:flex;flex-direction:column;gap:var(--gap);min-width:0}
.stack--sm{gap:.75rem}
.stack--lg{gap:2.5rem}

/* ---------- hero ---------- */
.hero{padding-block:clamp(2.5rem,6vw,4.5rem) clamp(2rem,4vw,3rem)}
.hero h1 em{font-style:normal;color:var(--brand-2);font-variation-settings:"SOFT" 20,"WONK" 1,"opsz" 60}
.hero__grid{display:grid;grid-template-columns:1.15fr .85fr;gap:clamp(1.5rem,4vw,3.5rem);align-items:end}
@media (max-width:900px){.hero__grid{grid-template-columns:1fr;align-items:start}}
.hero__aside{border-left:2px solid var(--brass-line);padding-left:1.1rem}

/* ---------- calculator ---------- */
.calc{display:grid;grid-template-columns:355px minmax(0,1fr);gap:clamp(1.25rem,2.5vw,2rem);align-items:start}
@media (max-width:980px){.calc{grid-template-columns:minmax(0,1fr)}}

.panel{
  background:var(--surface);border:1px solid var(--rule);border-radius:var(--radius);
  padding:var(--pad);min-width:0;
}
@media (min-width:981px){.panel--sticky{position:sticky;top:88px}}
.panel__bar{display:flex;align-items:center;justify-content:space-between;gap:.75rem;
  padding-bottom:.6rem;border-bottom:1px solid var(--rule-strong);margin-bottom:1.1rem}
.panel__bar .panel__title{padding-bottom:0;border-bottom:none;margin-bottom:0}
#bba-calc:not(.is-advisor) .adv-only{display:none !important}
.simple-note{font-size:.8rem;color:var(--muted);line-height:1.5;
  border-left:2px solid var(--rule-strong);padding-left:.85rem}
.panel__title{font-family:var(--f-mono);font-size:.7rem;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);
  padding-bottom:.6rem;border-bottom:1px solid var(--rule-strong);margin-bottom:1.1rem;display:block}

.field{display:flex;flex-direction:column;gap:.28rem;padding-block:.55rem;border-bottom:1px dashed var(--rule);min-width:0}
.field:last-of-type{border-bottom:none}
.field__label{font-family:var(--f-mono);font-size:.68rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
.field__row{display:flex;align-items:baseline;gap:.4rem}
.field input[type="text"],.field input[type="number"],.field select{
  width:100%;background:transparent;border:none;border-bottom:1px solid transparent;
  font-family:var(--f-mono);font-variant-numeric:tabular-nums;font-size:1.05rem;color:var(--ink);
  padding:.15rem 0;min-width:0;
}
.field input:hover,.field select:hover{border-bottom-color:var(--rule-strong)}
.field input:focus,.field select:focus{outline:none;border-bottom-color:var(--brand-2)}
.field select{appearance:none;cursor:pointer;font-size:.95rem}
.field__hint{font-size:.72rem;color:var(--muted);line-height:1.45}
.field__head{display:flex;align-items:center;justify-content:space-between;gap:.5rem;flex-wrap:wrap}
.field input:disabled{color:var(--muted);cursor:not-allowed;opacity:.7}
.panel__sub{font-family:var(--f-mono);font-size:.66rem;letter-spacing:.13em;text-transform:uppercase;
  color:var(--brass);margin-top:1.15rem;padding-top:.85rem;border-top:1px solid var(--rule-strong)}
.unit{display:flex;flex:0 0 auto;border:1px solid var(--rule-strong);border-radius:2px;overflow:hidden}
.unit button{background:transparent;border:none;cursor:pointer;padding:.16rem .4rem;
  font-family:var(--f-mono);font-size:.6rem;letter-spacing:.04em;text-transform:uppercase;color:var(--muted);white-space:nowrap}
.unit button+button{border-left:1px solid var(--rule-strong)}
.unit button[aria-pressed="true"]{background:var(--brand);color:var(--surface)}
.unit button:hover:not([aria-pressed="true"]):not(:disabled){color:var(--ink)}
.unit button:disabled{opacity:.4;cursor:not-allowed}
.check{display:flex;align-items:center;gap:.5rem;font-size:.78rem;color:var(--ink-2);cursor:pointer;padding-block:.2rem}
.notice{background:var(--surface);border:1px solid var(--flag);border-left:3px solid var(--flag);
  border-radius:var(--radius);padding:.85rem 1.05rem;font-size:.85rem;color:var(--ink-2);line-height:1.5}
.notice strong{color:var(--flag)}
.check input{accent-color:var(--brand-2);width:15px;height:15px;flex:0 0 auto;margin:0}

.seg{display:flex;min-width:0;border:1px solid var(--rule-strong);border-radius:var(--radius);overflow:hidden}
.seg button{
  flex:1 1 0;min-width:0;background:transparent;border:none;cursor:pointer;padding:.55rem .4rem;
  font-family:var(--f-mono);font-size:.68rem;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);
}
.seg button+button{border-left:1px solid var(--rule-strong)}
.seg button[aria-pressed="true"]{background:var(--brand);color:var(--surface)}
.seg--sm button{padding:.42rem .3rem;font-size:.63rem}

/* allocation slider */
.alloc{background:var(--surface);border:1px solid var(--rule);border-top:3px solid var(--brass-line);
  border-radius:var(--radius);padding:var(--pad)}
.alloc__head{display:flex;justify-content:space-between;align-items:baseline;gap:1rem;flex-wrap:wrap;margin-bottom:1rem}
.alloc input[type="range"]{width:100%;appearance:none;background:transparent;cursor:pointer;margin:0}
.alloc input[type="range"]::-webkit-slider-runnable-track{height:6px;border-radius:3px;
  background:linear-gradient(90deg,var(--series-adv),var(--series-trad))}
.alloc input[type="range"]::-moz-range-track{height:6px;border-radius:3px;
  background:linear-gradient(90deg,var(--series-adv),var(--series-trad))}
.alloc input[type="range"]::-webkit-slider-thumb{appearance:none;width:22px;height:22px;margin-top:-8px;
  border-radius:50%;background:var(--surface);border:3px solid var(--ink);box-shadow:0 1px 3px rgba(0,0,0,.25)}
.alloc input[type="range"]::-moz-range-thumb{width:16px;height:16px;border-radius:50%;
  background:var(--surface);border:3px solid var(--ink)}
.alloc__scale{display:flex;justify-content:space-between;margin-top:.55rem;
  font-family:var(--f-mono);font-size:.66rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
.alloc__scale span:nth-child(2){text-align:center}
.alloc__scale span:last-child{text-align:right}

/* KPI tiles */
.kpis{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1px;
  background:var(--rule);border:1px solid var(--rule);border-radius:var(--radius);overflow:hidden}
.kpi{background:var(--surface);padding:1rem 1.05rem;display:flex;flex-direction:column;gap:.3rem}
.kpi__label{font-family:var(--f-mono);font-size:.65rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
.kpi__value{font-family:var(--f-display);font-size:clamp(1.5rem,3.2vw,2rem);font-weight:600;letter-spacing:-0.02em;
  font-variant-numeric:tabular-nums;line-height:1.05}
.kpi__value--good{color:var(--brand-2)}
.kpi__note{font-size:.72rem;color:var(--muted)}
@media (min-width:1150px){.kpis{grid-template-columns:repeat(4,minmax(0,1fr))}}

/* comparison bars */
.bars{display:flex;flex-direction:column;gap:1.35rem}
.bar-group{display:flex;flex-direction:column;gap:.45rem}
.bar-group__title{font-family:var(--f-mono);font-size:.68rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
.bar-row{display:grid;grid-template-columns:96px minmax(0,1fr) auto;align-items:center;gap:.7rem}
.bar-row__name{font-size:.78rem;color:var(--ink-2);display:flex;align-items:center;gap:.4rem}
.swatch{width:9px;height:9px;border-radius:2px;flex:0 0 auto}
.swatch--trad{background:var(--series-trad)}
.swatch--adv{background:var(--series-adv)}
.bar-track{height:16px;background:var(--surface-2);border-radius:2px;overflow:hidden}
.bar-fill{height:100%;border-radius:0 4px 4px 0;transition:width .35s cubic-bezier(.4,0,.2,1)}
.bar-fill--trad{background:var(--series-trad)}
.bar-fill--adv{background:var(--series-adv)}
.bar-row__val{font-family:var(--f-mono);font-variant-numeric:tabular-nums;font-size:.86rem;min-width:7ch;text-align:right}
.bar-track--stack{display:flex;gap:2px;overflow:visible}
.bar-track--stack .seg{height:100%;position:relative;cursor:default}
.bar-track--stack .seg:first-child{border-radius:2px 0 0 2px}
.bar-track--stack .seg:last-child{border-radius:0 4px 4px 0}
.seg-pi{background:var(--c-pi)} .seg-tax{background:var(--c-tax)} .seg-ins{background:var(--c-ins)}
.seg-mi{background:var(--c-mi)} .seg-hoa{background:var(--c-hoa)}
.legend{display:flex;flex-wrap:wrap;gap:.35rem 1rem;padding-left:calc(96px + .7rem);margin-top:.5rem}
@media (max-width:560px){.legend{padding-left:0}}
.legend__item{display:flex;align-items:center;gap:.4rem;font-size:.72rem;color:var(--muted);white-space:nowrap}
.legend__val{font-family:var(--f-mono);font-variant-numeric:tabular-nums;color:var(--ink-2)}
td .swatch{display:inline-block;margin-right:.45rem;vertical-align:middle}
.bar-note{padding-left:calc(96px + .7rem);margin-top:.15rem}
@media (max-width:560px){.bar-track--stack{display:flex;gap:2px;overflow:visible}
.bar-track--stack .seg{height:100%;position:relative;cursor:default}
.bar-track--stack .seg:first-child{border-radius:2px 0 0 2px}
.bar-track--stack .seg:last-child{border-radius:0 4px 4px 0}
.seg-pi{background:var(--c-pi)} .seg-tax{background:var(--c-tax)} .seg-ins{background:var(--c-ins)}
.seg-mi{background:var(--c-mi)} .seg-hoa{background:var(--c-hoa)}
.legend{display:flex;flex-wrap:wrap;gap:.35rem 1rem;padding-left:calc(96px + .7rem);margin-top:.5rem}
@media (max-width:560px){.legend{padding-left:0}}
.legend__item{display:flex;align-items:center;gap:.4rem;font-size:.72rem;color:var(--muted);white-space:nowrap}
.legend__val{font-family:var(--f-mono);font-variant-numeric:tabular-nums;color:var(--ink-2)}
td .swatch{display:inline-block;margin-right:.45rem;vertical-align:middle}
.bar-note{padding-left:0}}
.bar-delta{font-family:var(--f-mono);font-size:.72rem;color:var(--brand-2)}
.bar-delta--flat{color:var(--muted)}

/* ledger table */
.ledger-wrap{overflow-x:auto;border:1px solid var(--rule);border-radius:var(--radius);background:var(--surface)}
table.ledger{width:100%;border-collapse:collapse;font-size:.875rem;min-width:480px}
table.ledger th,table.ledger td{padding:.6rem .9rem;text-align:right;border-bottom:1px dashed var(--rule)}
table.ledger th:first-child,table.ledger td:first-child{text-align:left}
table.ledger thead th{font-family:var(--f-mono);font-size:.66rem;letter-spacing:.1em;text-transform:uppercase;
  color:var(--muted);border-bottom:1px solid var(--rule-strong);font-weight:500;white-space:nowrap}
table.ledger td:not(:first-child){font-family:var(--f-mono);font-variant-numeric:tabular-nums}
table.ledger tr.is-total td{border-top:1px solid var(--rule-strong);border-bottom:none;
  font-weight:600;background:var(--surface-2)}
table.ledger tr.is-total td:not(:first-child){font-size:.98rem}
table.ledger tr.is-sub td:first-child{padding-left:1.7rem;color:var(--muted)}
.delta{font-family:var(--f-mono);font-size:.78rem;color:var(--brand-2)}
.delta--flat{color:var(--muted)}

details.assumptions{border:1px solid var(--rule);border-radius:var(--radius);background:var(--surface)}
details.assumptions>summary{cursor:pointer;padding:.85rem var(--pad);
  font-family:var(--f-mono);font-size:.7rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
details.assumptions>summary:hover{color:var(--ink)}
details.assumptions[open]>summary{border-bottom:1px solid var(--rule)}
.assumptions__body{padding:var(--pad);display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:.35rem 1.5rem}

/* ---------- content pages ---------- */
.prose{max-width:68ch;display:flex;flex-direction:column;gap:1.15rem}
.prose h2{margin-top:1.6rem}
.prose h3{margin-top:1rem}
.prose ul,.prose ol{margin:0;padding-left:1.25rem;display:flex;flex-direction:column;gap:.5rem;color:var(--ink-2)}
.prose li::marker{color:var(--brass)}
.prose p{color:var(--ink-2)}
.prose strong{color:var(--ink)}
.prose a{color:var(--brand-2);text-decoration:underline;text-decoration-color:var(--brand-2);text-underline-offset:3px}
.pull{border-left:2px solid var(--brass-line);padding:.2rem 0 .2rem 1.1rem;font-family:var(--f-display);
  font-size:var(--step-2);line-height:1.35;color:var(--ink)}

.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(255px,1fr));gap:1rem}
.card{background:var(--surface);border:1px solid var(--rule);border-radius:var(--radius);padding:var(--pad);
  display:flex;flex-direction:column;gap:.55rem;text-decoration:none;color:inherit;transition:border-color .15s ease}
a.card:hover{border-color:var(--brass-line)}
.card__k{font-family:var(--f-mono);font-size:.66rem;letter-spacing:.12em;text-transform:uppercase;color:var(--brass)}
.card h3{font-size:var(--step-1)}
.card p{font-size:.875rem;color:var(--muted)}

.steps{display:flex;flex-direction:column;gap:0;counter-reset:step}
.step{display:grid;grid-template-columns:auto 1fr;gap:1.1rem;padding-block:1.15rem;border-bottom:1px solid var(--rule)}
.step:last-child{border-bottom:none}
.step__n{counter-increment:step;font-family:var(--f-mono);font-size:.75rem;color:var(--brass);padding-top:.3rem}
.step__n::before{content:counter(step,decimal-leading-zero)}

.faq{display:flex;flex-direction:column}
.faq details{border-bottom:1px solid var(--rule)}
.faq summary{cursor:pointer;padding:1rem 0;font-family:var(--f-display);font-size:var(--step-1);font-weight:600;
  display:flex;justify-content:space-between;gap:1rem;align-items:baseline}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-family:var(--f-mono);color:var(--brass);flex:0 0 auto}
.faq details[open] summary::after{content:"–"}
.faq details>div{padding-bottom:1rem;color:var(--ink-2);max-width:68ch;display:flex;flex-direction:column;gap:.75rem}

.cta-band{background:var(--brand);color:#F3F7F3;border-radius:var(--radius);padding:clamp(1.6rem,4vw,2.75rem)}
:root[data-theme="dark"] .cta-band{background:var(--surface-2);border:1px solid var(--rule-strong);color:var(--ink)}
@media (prefers-color-scheme: dark){
  :root:not([data-theme="light"]) .cta-band{background:var(--surface-2);border:1px solid var(--rule-strong);color:var(--ink)}
}
.cta-band h2{color:inherit}
.cta-band p{color:inherit;opacity:.85}
.cta-band .btn{background:var(--brass-line);color:#16241C;border-color:transparent}
.cta-band .btn--ghost{background:transparent;color:inherit;border-color:currentColor}

.breadcrumb{font-family:var(--f-mono);font-size:.7rem;letter-spacing:.06em;color:var(--muted);
  display:flex;gap:.5rem;flex-wrap:wrap;padding-top:1.5rem}
.breadcrumb a{text-decoration:none}
.breadcrumb a:hover{text-decoration:underline}

/* ---------- footer ---------- */
.footer{background:var(--surface);border-top:1px solid var(--rule);margin-top:clamp(3rem,6vw,5rem)}
.footer__cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:2rem;padding-block:clamp(2.5rem,5vw,3.5rem)}
.footer__col{display:flex;flex-direction:column;gap:.5rem}
.footer__col h4{font-family:var(--f-mono);font-size:.66rem;letter-spacing:.13em;text-transform:uppercase;
  color:var(--brass);font-weight:500}
.footer__col a{font-size:.85rem;color:var(--ink-2);text-decoration:none}
.footer__col a:hover{color:var(--ink);text-decoration:underline}
.disclosure{border-top:1px solid var(--rule);padding-block:1.75rem 2.5rem;
  font-size:.75rem;line-height:1.6;color:var(--muted);display:flex;flex-direction:column;gap:.8rem}
.disclosure strong{color:var(--ink-2)}
.footer__legal a{color:var(--ink-2);text-decoration:underline;text-decoration-color:var(--rule-strong)}
.footer__legal a:hover{color:var(--ink);text-decoration-color:currentColor}
.badges{display:flex;gap:1rem;align-items:center;flex-wrap:wrap;font-family:var(--f-mono);font-size:.66rem;
  letter-spacing:.1em;text-transform:uppercase}
.todo{background:var(--flag);color:#fff;padding:0 .3rem;border-radius:2px;font-family:var(--f-mono);font-size:.9em}